Meet the senior team behind CH4B

With over 25 years experience Oliver is a celebrated Keynote speaker, author, corporate trainer, and executive coach who works with leaders and organisations creating measurable results through a combination of neurolinguistics, behavioural psychology and other cutting-edge learning techniques. Having made an impact within many start-ups, SMEs, and household names such as Mastercard, RBS, Coca Cola, Estee Lauder, BMW, Zara, Samsung, Tesco, and British Athletics he continues to be passionate about making learning stimulating, exciting, creative and above all outcome focused.

Oliver’s areas of expertise include:

Sales & Service
Business Consultancy
Behavioural Development
Motivation & Personal Impact – Thought Leadership
Team Strategies
Change Management

Oliver will take you on a fascinating journey into the arena of Smart Thinking, Personal Impact and Behavioural Psychology. He explores how to create positive change in fast paced business environments. As we all know, there are some exciting times ahead but also some potential turbulence along the way. It is all about how we deal with these ups and the downs.

As Leaders, our role is to stimulate financial success, engage our employees and generate many sustainable outcomes. We all must realise that not all working philosophies still hold true in our fast-moving new innovative business environments, we must collaborate and find new ways of creating compelling behaviours and encourage pioneering, agile thinking and communication tactics as we move forward.

Oliver will guide you through the psychology of personal impact and how we need to be more aware of the personal processes and programmes at play that can sometimes hold us back and create limitation. We will discover how by releasing these restrictions and, by engaging in proven smarter thinking, sales, leadership and communication strategies, our ability to access our own hidden talents and encourage business growth and will add real value for all concerned.

With over 35 years of experience in providing Specialist Tax advice to a wide range of clients, you can be assured I am able to offer support to you whatever your Industry and at whatever stage you are in your business growth. Although I have worked with clients in most sectors I have a particular affinity for OMBs, R&D, Technology and Telecoms, and High net worth individuals.

Having originally qualified at Deloitte, I have worked with a number of practices, and have worked with both Corporate and Owner Managed Businesses.

HI, I’m Gavin Hill. I’m a father of four young boys and live in the Midlands. I’ve been working in financial services all my working life, which means I’ve seen the industry change massively since the 90’s through the increase in regulations, qualifications, outgoing of the commission culture and in my opinion all have been for the better.

After 20+ years working as an independent financial advisor I am still passionate about making a difference to people and their families lives.

It is important to me that all my clients are treated as individuals and they are central to the advice I provide with a tailored financial plan.

My job is to look from the outside in, ask the difficult questions, talk about different scenarios and outcomes to enable you to make clear, realistic goals so that the correct decisions can be made.

I’m Scott, a CH4B Finance Expert and Chartered Financial Planner.

My motivation day to day is to empower clients to live their lives free from financial stress and anxiety. We help clients focus on what really matters most to them and help create a life they love.
Financial planning is all about people. We’re complicated, we’re always changing, we have millions of things going on in our lives and we’re here to make your life easier, end of.

I love meeting new people from all different walks of life and understanding what is most important to them, what they want to do more of, what they want to do less of and how we can help.

We’re working to grow with great people and we’re passionate about helping business owners. To me that means transparency, it means being an advocate for you to focus on what’s important to you and creating a partnership where we can help you get clear on where you’re going – nothing brings me more enjoyment than seeing our clients live out what we helped them plan.

Away from work, I’m a contributor to the wider industry. Being part of the PFS Power panel and initiative allows me to hopefully help shape how the profession delivers advice to people now and for the future. I was grateful to be named in Citywire’s Top 35 under 35 advisers in 2021 and 2023.

I’m Rob – one of the three faces behind CH4B’s Financial Services Expert.

As a Founder and Financial Planner, my mission is to help my clients live life for today, knowing they have planned for tomorrow.

I love working with entrepreneurial clients who are busy building amazing businesses. We have a lot in common and can help with important decisions around profit extraction, pension planning, and tax optimisation.

In my opinion, there’s no better feeling than taking someone from a place of uncertainty and worry, to being fully engaged and on track with their money.

It’s more than just numbers and spreadsheets for me – I’m all about collaborating to design and build personalised financial plans that give people clarity and confidence with their money.

When I’m not helping clients or working on the business, you’ll probably find me with my wife, Jade, our beautiful daughter, Darcy, and our four-legged friend, Samuel. Weekend dog walks and pub lunches are our go-to!

I’m also a big advocate for the financial planning profession and sit on the expert practitioner panel for the Personal Finance Society. My role is to help shape the profession for the future, improving how people receive advice, and ultimately leaving it in a better place than where I found it.

I’m Rob, a business owner and Chartered Financial Planner.

I’m passionate about helping people take control of their finances with intelligent advice.

My experience comes from working with business owners and individuals who have more complex tax positions and need help making sense of their options.

We offer full lifecycle financial advice. From getting the basics in place to maximising the opportunities along the way, and planning for life’s big changes and what comes after.

I am an advocate for wider family planning and how wealth and education can be passed across generations to encourage great decisions around money. With this combination, we look to build clarity and confidence in the people we work with.

Out of work, you will probably find me outside. I love weekends away Munro bagging in Scotland, travelling the world and scuba diving, or just out in my garden.

Karen is the founder of a voted top 500 legal law firm having been admitted to the roll in 2005. Obtaining her degree in Law, Karen went on to achieve a Masters from the University of Cambridge and her LPC from the College of Law. Her studies were conducted whilst working full-time as a senior member of management in the public sector.

She is an entrepreneur having developed a thriving corporate firm from scratch and securing its place firmly in the City. She established the firm to provide experienced and dynamic solicitors in the City of London, who could think outside the box, whilst delivering at competitive costs.

Karen oversees our high-net worth clients, entrepreneurs and technology companies. She handles complex disputes including High Court cases. She also creates structures for businesses and individuals seeking to secure investment either through equity share, EIS or corporate bonds and debt financing, by making them legally investment ready and through regulated tax advisors commercially aware of the types of structures available. She often talks at specialist events and universities where we have a solid partnership and has even spoke at the House Of Lords and Oxford University.

Karen is highly regarded by her clients. Her longest standing client of 17 years say’s ‘she has a command of litigation and her robust approach has always proven successful for our company. It’s her initiative and drive that means we achieve results, even my opponent after he lost to us engaged her afterwards he was that impressed’

Karen was invited and given freedom of the City in 2019 for her work in Equality as such is part of the Guild of Freeman. She has also attended 10 Downing Street where she was awarded small business of the year.

She has won Best Business Women in Legal Services and Legal advisor of the year, whilst her firm maintains its listing in the Legal 500 year upon year and has been shortlisted by the Law Society Excellence in Law. This is due to her entrepreneurial approach to law. Her team has also won Employment Team of the year from the Solicitors Journal and Most Innovative Law Firm, London.
Karen was given an Albert for her charitable work for the Albert Kennedy Trust for setting up and running a successful, exclusive members networking group that boosted business in the LGBT business world whilst assisting AKT’s charity.

Ken is a highly commercial and driven individual with significant experience of the accountancy, legal and compliance sector, spanning more than 20 years. Ken led international strategic development projects for some of the Top 100 UK law firms and global top 50 companies, facilitating transformative change to produce outstanding commercial success.

As part of the team, Ken specialises in supporting the SME and Corporate markets with compliant solutions, addressing challenges facing the business community in a changing world.

Mike began his professional services career as a qualified Financial Adviser and after building and selling two wealth management practices he now concentrates 100% of his time on tax.

Having established his own tax consultancy alongside his wealth management business some 17 years ago, Mike’s knowledge, experience and relationship building skills made a significant contribution to the success of his businesses.

More recently, Mike solidified his skills in the field of corporate tax planning, asset protection and inheritance tax planning on behalf of business owners and buy to let property investors.

With his in depth understanding of the needs of the business owner and property investor sectors, Mike makes positive, long-lasting connections. He presents often-complex ideas and solutions in his inimitable jargon-free way – a skill that, as you can imagine, is well received by clients and referral partners alike.

When not working, Mike can be found either on the golf course or spending time with his family.”

Mat is the Sales Leader for a market leading all in one field service management software company.

Joining them 7 years ago, Mat has established successful relationships with several customers,

strategic accountants, business advisors & cloud software integrators.

Mat truly is an expert when it comes to systems, processes and workflows.

Luke started working for the family-run home improvements business at a young age beginning his career in sales and marketing. By the age of 20, he was managing the businesses with over 50 employees and responsible for an excess of three million pounds worth of new business each year.

Luke’s always had a passion for business and a love for digital marketing and has assisted many businesses large and small with their digital marketing needs. Receiving some great results.

He continues his progression and is actively involved in developing new strategies, launching a number of campaigns that have a significant impact on the companies he works within.

Luke brings a set of fresh eyes and an enthusiastic attitude, coupled with a wealth of experience and expertise, he continues to help and support the growth of the companies that CH4B work with and is focussed on building long term productive relationships.

In his spare time, Luke likes to sit back and relax on a beach or by a pool in addition to spending time with his friends and family.

Keval is an experienced Account Director with a demonstrated history of working in the communications and financial services industry. Skilled in Service Delivery, Operations Management, Communication, Customer Relationship Management (CRM), and Customer Satisfaction. Keval achieved a Bachelor of Arts – BA focused in accounts and business information systems from Middlesex University.

Keval is married with 2 beautiful daughters with his youngest being autistic. Keval and his wife spend as much time as they can promoting and raising awareness of autism as well as other disabilities within their community in the hope that others open up and understand that help is available/they are not alone. Keval is an avid Arsenal supporter (for his sins!) and enjoys listening to music.

Property taxes and operating costs are a fact of life. However, they can often be complex and not always correct or fair. Anyone can get things wrong, including public authorities, landlords, agents and clients.

With my team, we work to find overpayments and have them repaid to your clients’ businesses helping to reduce property taxes historically and in the future..

In the past 29 years, we have helped thousands of businesses utilising the company’s highly qualified rates audit team and in-house specialist tools to return millions of pounds back to clients.

To learn if we can help you, head to the get in touch page

Hello! I’m Jodie, and I’m here to help your business unlock LinkedIn’s potential as a new revenue stream that costs £0!

With nearly 20 years of sales and marketing experience and as the author of “The LinkedIn Revolution: The Future of Sales and Marketing,” I’m dedicated to showing you how LinkedIn can transform your business.

Having worked across most areas of the business, and with over 20 years of marketing experience, Paul now focuses on delivering projects for new clients and partnerships.

Blending creativity with campaign performance, strategy and tech, he’s keen on building relationships and helping businesses of all sizes grow and win new customers.  

It all starts with a conversation. Michael is a holistic financial planner with over 20 years of experience in financial services. His time in financial services, and his growing experience as an individual, business owner and family man have allowed him to develop a rounded and empathetic approach to working with his clients. Michael knows from experience how hard financial planning can seem – and his goal is to challenge this perception and make financial planning simple.

Michael has a large amount of experience working in management, business consultancy and financial advice within financial services which has allowed him to develop a strategic and personalised approach when working with his clients.

He has been fortunate enough to develop strong leadership and management skills whilst working with people and companies across a wide range of situations with differing circumstances and demands.

Michael has always believed in doing the right things by his clients and offering them the best and most personalised service he can – with honesty. This belief inspired Michael to start his own business, allowing him to work with his clients in the way he feels works best.

Michael believes in educating my clients and delivering goal-based financial planning that is personalised to their needs. Just as important is the need to regularly review financial plans to allow them to adapt to the changing times, client priorities and changes in circumstances.

He enjoys working with all types of clients covering individuals, businesses and trustees helping them with practical solutions to the financial issues that concern them most.

It all starts with a conversation…start yours today.

As a tech-savvy entrepreneur and recognised leader in the global business landscape, I am deeply committed to driving innovation and accelerating growth through strategic deployment of software as a service (SaaS) solutions. With an expert grasp on leveraging cutting-edge technology to disrupt industries and address intricate business challenges, my focus is on developing and implementing SaaS platforms that enable businesses to achieve unparalleled efficiency and scalability.

My career is fuelled by a relentless pursuit of opportunities that facilitate positive change and significant impact, guided by a visionary approach to solving modern business problems. I excel in navigating the complexities of the digital age, steering organisations towards achieving their full potential through the strategic application of SaaS technologies. My dedication to excellence and forward-thinking leadership positions me as a catalyst for transformation in the ever-evolving business environment.

Prior to joining the financial services industry, John spent 18 years working for several prestigious car manufacturers. Having enjoyed a successful career in this market he decided to seek a career change that maintained a client-driven focus. John was invited to join a British investment management company which gave him the opportunity to start his own Partner Practice.

Outside of work, John has three children who are the inspiration behind the name of his practice and, when time allows, he is a keen golfer.

After leaving school Indy entered the sales industry and discovered a natural talent which resulted in his quick advancement in the sector. Entrepreneurial success was already established in the family and Indy aspired to follow in his father’s footsteps opening his first business in 2013, later being nominated for the Institute of Directors “Young Director Award – 2021”. Over the years Indy has diversified his business repertoire and now specialises in building customised tech for start-ups to SME’s and large corporates.

Chris started his career in financial services in 1995 providing advice to clients and companies in the pension, investment and protection arena for the Prudential. In 1997 he joined the Alliance & Leicester as a branch manager before moving to John Charcol as a Senior Consultant / Mortgage Broker, predominantly dealing with High Net Worth Individuals and assisting with complex prime and larger Buy to Let Portfolios. In 2004 Chris was approached to head up the Birmingham office of Savills Private Finance overseeing a team of consultants as well as advising on complicated transactions and high net worth clients directly. During his time at Savills Chris was promoted to Associate Director and both he and his office received numerous awards and accolades including best national BTL brokerage. After a successful tenure at SPF he joined Capital Private Finance in 2010 as a founding broker and helped to establish the business as one of the premier brokerages in London. Following on from past successes Chris established his own brokerage and partnered with CH4B. The mortgage and corporate finance arm of the business continues to grow and receive strong support and positive feedback from all of our clients Chris and his team have the pleasure of working with. 

After 5 years providing administration in a tax company working primarily with accountants, with a keen interest in investment properties Michael joined Chris and his team as a mortgage administrator. Over the last 2 years Michael became office manager before deciding to undertake the CEMAP qualifications allowing him to proceed and offer mortgage advice. He qualified in July 2018 and has concentrated primarily on residential mortgages and buy to let portfolios.  Having a buy to let portfolio himself, Michael is am perfectly placed to understand the requirements of both the lender and landlord’s being able to provide support and personal experience.

Hi there! I’m Mike Kirby. My journey didn’t follow the conventional path of higher education, it led me to discover my passion and expertise in business, sales, and effective communication.

After completing my A Levels at the Friary High School in Lichfield, I initially had aspirations of pursuing a university degree. However, life had other plans for me, and I found myself venturing into the world of sales and motor finance instead. Little did I know that this decision would shape my future profoundly.

My areas of expertise in business lie in the art of salesmanship and effective communication. Understanding people’s needs and finding tailored solutions are what drive me in my professional life. Additionally, my fascination with the engineering and mechanical aspects of vehicles keeps me deeply engaged in my work.

Beyond business, I cherish my time with family and embrace the great outdoors. You’ll often find me engaging in physical activities like kickboxing and Thai boxing, as fitness plays a significant role in maintaining a balanced life for me. Moreover, I am an avid reader and podcast enthusiast, constantly seeking knowledge and inspiration.

In both my personal and professional life, I abide by the philosophy of never ceasing to learn and never giving up. I firmly believe that with the right mindset, dedication, and strategic planning, anything is attainable. No matter the goal, it can be achieved with perseverance and the right steps in place.

I’m excited about the journey ahead and the opportunities to continue learning, growing, and making a positive impact in the business world. If you’re looking for innovative solutions, outstanding service, and unwavering commitment, you’ve come to the right place. Let’s work together to achieve your goals and drive success.

Thank you for taking the time to learn a little about me. I look forward to connecting with you and exploring how we can collaborate to make great things happen.

Gerard has spent most of his working life in the print industry working for a couple of small family businesses through to corporate roles with the Williams Lea Group. He ended his time in the print trade running a print brokerage that supplied leading hotels and restaurants in London including Jamie Oliver’s original Fifteen restaurant, the Savoy and Claridges. Gerard sold his shares in his print company…his mid-life crisis… and joined Utilitrack as one of the founding Business Partners in 2009. He has since then developed a thriving business based in Bedford, supporting brokers and customers across the UK.
His business has helped Utilitrack lead the way in the development of many of the processes other franchisees now benefit from.
In 2014 Gerard was appointed to head up the businesses Training, a role that sees him advising the Board on developments in the industry and helping the broker community to growth their incomes.
In 2017 he was appointed to the main board to help develop the business’ franchise model and use his experience to strengthen the Utilitrack brand.
When not helping his customers, Gerard loves family get togethers, taking pictures and supporting Spurs. He decided not to mention his relationship with golf in his profile.

Jag has operated in the arena of Self-employed tax risk and IR35 for over 14 years providing risk management services to the likes of Transport for London, Network Rail, Amazon, Everest, Anglian and Balfour Beatty. With an unbeaten track record of successfully defending 29 cases over the years in employment tribunals and HMRC status inspections.

Jag is a specialist in the field of assessing employment status and payroll, and he sought to set up Maven Support Services in December 2019 making Maven ‘The Contractors First Choice’ for businesses that engage a self-employed workforce.

David set up his first business whilst at university and has since gone on to own and run a number of successful businesses. David has over 29 years’ experience in the field of employee tax, having been instrumental in helping to build the UK’s leading tax code review firm working with more than 650 organisations and serving over 2 million clients.

His expertise has helped employers, professional bodies, trade unions, employee benefits providers and debt management firms throughout the UK provide their employees, members and clients with a pay rise at no cost to their employer, at the same time helping them recover more than £126 million of tax that they did not need to pay.

David is a father to three teenagers and lives in South Manchester. He is a keen runner, competes in 70.3mile ironman format triathlons, enjoys trekking and generally keeping fit at the gym.

Matt offers a high degree of specialist experience when it comes to recommending the right type of private medical insurance – be it employee health care plans for corporate businesses or individual private medical cover in the UK or internationally. Matt and his team work with a trusted range of well-established insurers in order to find bespoke solutions based on specific and personal needs of our members.  Matt has worked in the health insurance market as a broker since 2014, starting as an advisor at a firm and later becoming a company director.

Ellie has worked in commercial insurance for the last seven years, specialising in corporate business and more recently Financial Lines (Professional Indemnity, IFA’s, Directors and Officers, Cyber etc). Our team also services other commercial products such as commercial combined, Retail and Real Estate.

Regardless of the size of your business, we offer the support and advice to make a difference.

Ben has had a lifetime career in insurance and estate planning, Ben knows the value of qualified advice and has championed the need for better regulation and consumer protection in an industry where 95pc of Will-writers have no formal Wills&Trusts qualifications. 

Ben is a Wills, Trusts and LPAs Expert that does vastly better for people’s families on death due to their world-leading solutions. He is the perfect Expert for any business owner who is looking to ensure their business assets are fully protected in their Will. 

Boasting over 1,000 IFAs and wealth managers as introduced, Ben also has one of the most qualified estate planning teams on hand in the UK with every customer-facing specialist training and qualifying with STEP*. 

Candice Grupping is an experienced,  STEP qualified* estate planner who has been handling CH4B clients since early 2021. She comes with excellent references and five-star google reviews.

Candice is a Wills, Trusts and LPAs specialist that does vastly better for people’s families on death due to their world-leading solutions. She is the perfect Expert for any business owner who is looking to ensure their business assets are fully protected in their Will. 

Boasting over 1,000 IFAs and wealth managers as introducers, Candice also has one of the most qualified estate planning teams on hand in the UK with every customer-facing specialist training and qualifying with STEP*. 

My philosophy is to save your precious time by sourcing the perfect holiday for you at a perfect price without you completing hours of research and sometimes guesswork to achieve a possibly inferior result.

Having personally experienced working as a ski instructor in the French Alps, trekking the Inca Trail in Peru, partying at the Rio Carnival, wildlife safaris throughout Africa, relaxing on the islands of the Indian Ocean, walking the Great Wall of China, pit lane walks at the Singapore Grand Prix, observing the Orang-utans in Borneo, gorilla trekking in Uganda, sailing through the Whitsunday Islands of Australia and much more, my knowledge is extensive, personal and highly relevant.

Through my contacts worldwide I am able to include fantastic added extras at no extra cost to you. This may include a room upgrade, welcome amenities, a couples spa treatment or a romantic beach dinner to name a few. I am also able to offer exclusive experiences that you simply couldn’t book yourself, making every holiday that ‘holiday of a lifetime’ and adding that special ‘ wow’ factor which will stay in your memory forever. How about riding Harleys with Che Guevara’s son in Cuba or swapping your teenager’s X-Box for creating a wildlife documentary with an award winning filmmaker in Kenya?

I know your time is precious and your holiday plans are of huge importance, so you maximise the experience from the time and budget available. I offer that seamless quality service that others only aspire to and I provide a level of care and attention to detail that is second to none. Depending on your location I can visit you in person – at your home, your office or a mutually convenient location – to discuss your travel plans and ensure you achieve your aspirations.

Steve has been working in the B2B sector for nearly 20 years.

He has experience of helping businesses scale and has worked domestically and internationally to build sales and marketing teams that have created growth.

Having worked with data as a solution to a lot of the challenges in the sales and marketing journey he is well placed to support businesses small and large on areas that include:

• Identify their client universe
• Maintain a clean and compliant database
• Use data for growth and nurture
• Ensure telephone campaigns are met with the right response
• Offer expert advice on email campaigns and broadcasts
• Support on data onboarding, licencing, and Policy

As well as the above Steve also offers training and coaching on how to get the best out of data for sales and marketing teams.

Steve has worked with most sectors in the last nearly 2 decades and has a broad view on what’s working and what isn’t.

Data should be at the heart of your business growth and Steve can ensure you’re getting it right where it matters.

Nick lives in Kent with his wife and two children. He graduated in 1991 with a BA (Hons) Economics and in 1994, having travelled and worked overseas, joined Kent Police. He soon developed an interest in plain clothes policing and a specialism in recruiting and handling informants. Initially this was working with informants who provided information about local crime but not long after specialised in serious crime and counter-terrorism policing. This involved working alongside MI5, MI6 as well as the National Crime Agency, managing informants that were pivotal to high-profile operations tackling terrorism, domestic extremism, serious crime and corruption. He was promoted to Sergeant in 2008 and after a brief stint back in uniform spent the rest of his career managing teams involved in all aspects of informant handling. Nick retired from the police in June 2019.

Nick is now the CEO of a specialist speak up business, iTrust Assurance Ltd. They have developed a ground-breaking speak up app which they supply to organisations to allow their staff to report wrongdoing. He is also the co-founder of Worldly Wise. This is a not-for-profit organisation which through their network of volunteer ambassadors, gives support and guidance to young people. Nick has also written two books – ‘Exposing the Truth – Whistleblowing Uncovered’ and ‘Jeopardy’, both of which are available on Amazon.

Dave has spent most of his career in telecoms, starting with a chain of mobile phone shops in the 1990s. Dave specialises in business mobile phones, helping all sizes of businesses to find the right mobile solutions. Dave has many clients who he first worked with more than twenty years ago – they have stayed with him over the years because of his commitment to providing excellent customer service. Dave’s clients range from sole traders to multi-site businesses with over a thousand phones.

Dave is passionate about all types of technology and how it can transform people’s lives, and is rarely seen disconnected from his smartphone, ipad or smart watch! In his spare time he is a keen photographer and drone pilot.

Eric was an early adopter of VoIP and has been provisioning VoIP telephone systems for over 10 years. Eric’s principal expertise is in understanding exactly what an organisation needs for its telephony and translating that into robust, cost-effective VoIP solutions.

Eric is a keen runner, principally to counteract his equally keen interest in cooking and consuming good food and wine.

Jaanika’s background is in project management and creative industries. She is passionate about task management and business systems and has been managing a variety of projects since 2008. Her largest project in the creative industries had a budget of 120,000 euros and included over 55 stakeholders. 

Jaanika is originally from Estonia but has been in the UK for the past 11 years, She holds two master’s Degrees.

Paul is a bespoke software developer who has developed global solutions used by companies including Bayer, Unilever, the NHS, Morgan Stanley and more recently Teenage Cancer Trust and Great Ormond Street Hospital.

Paul uses agile development and the lean start-up framework to launch new start-up ideas and improve business inefficient processes.

Paul supports service-based businesses with a product idea but simply don’t know how to get started.

Businesses Paul helps typically fall into one of the following customer segments:

– an already successful business looking to grow and embrace technological solutions to reduce waste and streamline inefficient processes

– founders and innovators who are already successful in their established marketplace looking to innovate and develop a new product idea or service

Paul work with our members through the entire product development lifecycle; from definition of the minimum viable product to design and technical planning leading to development and delivery using agile project management processes to produce great results.

Specialties include: Lean Start up, Agile, Scrum, Web applications, Mobile development, Mobile strategy, App Development

Steve founded his business back in 1998 after a sales career with 3 national newspapers, Capital Radio and in TV. He has grown the business over the past 2 decades to be one of the leading independent media agencies in the UK.
Steve loves a deal and has taken equity positions in 15 other businesses ranging from UK and Overseas property, renewable energy, online dating, will writing, fashion and gambling. 

He is proud of his relationships with his team, clients, and suppliers alike. Approachable, passionate, knowledgeable & straight talking – and loves a few beers on Thirsty Thursdays…!

Andrew began his career as a debt collector over 20 years ago with the ultimate aim to recover money rightfully owed to its clients. Andrew very quickly became Office Manager and an instrumental part of the sale and merger of the business for a 7 figure sum.

Following the transition in 2008, Andrew became Head of Legal Collections for a large Debt Purchasing company and was responsible for all legal and insolvency matters within the group which resulted in excess of £40m being recovered.

In 2017, Andrew decided that that he wanted to change the perception of the debt collection industry and founded His own business. Since then, His business has gone from strength to strength and is consistently growing its loyal client base. During the period, Andrew has won several awards and is currently the only Debt Collection Agency in the UK with more than 50+ all five star reviews.

During down time, Andrew likes to spend time with his family on the beach.

Richard Rones is a Chartered Accountant and Licensed Insolvency Practitioner with extensive experience in the SME market. Working as an Insolvency Practitioner for almost 21 years, Richard fully understands the difficult pressures faced by running your own business, and relishes the opportunity to be of assistance.

Originally from a telecoms background – David moved into the IT industry in 2003. With a passion for providing uncomplicated real world IT solutions for small to medium business. With over 20 years’ experience in the industry, David genuinely understands how to provide a wide and diverse range of solutions for securing your infrastructure, and an IT solution that works for you, not against you.

Since 2007 David has been understanding client’s needs and implementing real world workable solutions. Championing cyber defence, ensuring that members data remains there in an ever-changing digital landscape. With 80% of work performed via safeguarded remote management tools, David can respond quickly – giving members the best out of their IT environment and peace of mind, when they are offline.

Eddie brings a wealth of experience and knowledge from the finance sector. Since building up and successfully selling on his own vehicle leasing brokerage, he has joined CH4B Finance as a consultant covering the whole of the country.

Eddie is ideally located to assist SME clients around the whole of the UK via video conferences, face-to-face meetings or by an initial telephone call.

Eddie enjoys building long term relationships with clients and helping them achieve their targets by providing creative funding solutions and watching their businesses grow.

Outside of work, Eddie enjoys escaping to North Wales to get wet and cold up various mountains, sampling some good food and beer once he gets down again, and spending time with his family – mainly chasing his 2 young sons around.

David was born and educated in South London. In 1972 he was accepted into New Scotland Yard as a Civilian Fingerprint Officer, during which time he gained invaluable expertise and was instrumental in solving several crimes throughout his ten-year tenure.

In 1982 David moved into the world of security starting as a uniformed security officer for a large supermarket, later graduating to a Regional Security Manager covering London and East Anglia. In 1990 David was sought for the position of Head of Security for a national retail group where he had full responsibility for security and loss prevention.

From 1993 – 2003 David had a successful career in management roles within the retail and security sectors. 2003 saw the beginning of David’s increasing involvement in Public Sector Tendering, after several years of professional development David now has an abundance of expertise in supporting companies of various sizes to bid for public sector contracts and helping to develop their bid strategies